Living in India, Loving Pakistan

Recently a small town in Sindhgi in Karnataka was tensed due to hoisting of Pakistan flag in the Tahsildar's office on the eve of new year. This is not the first and can not be the last such incidents where some people showing their faith to the enemy nation reported. It is well known that some organisations which projects themselves as protector of the rights of the Muslims are involved in such activities. They removes the national flag and places their green flag at the government offices. They burn the banners containing Vande Mataram. They protest against the National anthem which united the nation during the freedom fight.

The irony is then they claims 4.5% of the quota in admissions to the institutions and the government jobs. The government further divides the OBC quote to give them something they never deserve as a vote bank politics.

When such anti national activities are reported, the supporter of the Hindu organisations stands in the front line to protect the pride of the nation. This is obvious because Muslims has gulf countries where they can stay as their own, Christians has half of the world to say that those are meant for them, Hindus does not have second choice for their habitat. India is the only place where they can live, breath and die. So these pro-Hindu organisations which protest the anti national deed of the anti national backed Muslims become anti-Muslim.

I was shocked to see the photograph of Legend Bhagat Singh on DYFI banner. DYFI is not a far relative of PFI or any other anti national organisation which are more harmful than the external terrorists. I don't think there is not even a single drop blood in them which is comparable to the patriotism of the Legend. I have also seen the members of these organisations celebrating the victory of the Pakistan team in the cricket matches. Their love towards Pakistan extends to switch of the lights when India wins. They switch of the TV in the restaurants owned by them when Mr Narendra Modi comes to hand over the prizes in matches.

I don't find any reason this hate towards India which has given more than they deserve. Or in other ways the only reason for this hate could be India has not given them what they deserve.

Gave a Model but Could not Became a Role Model

Twenty years ago, there was a closed economy called India! Having forex reserve not even sufficient for two weeks, having a huge debt and over helming import than export; were pushed our nation to the nearest point of the economic emergency. Banks and financial institutions had stopped recruiting, promoting and expansion; there was no support for the industries. The foreign investment in the country was very small, even negligible compared to todays. The in-house industries were restricted by the boundary of the country. We where insulated. The inside heat had no more space here and had started burning the country. There came the Rao-Manmohan model of economy. Then Prime Minister P V N Rao and Dr Man Mohan Singh played a vital role in bringing the stability.

There was a unstable, coalition government with the leadership of Mr P V Narasimha Rao. He had a vision and bravery to bring the revolutionary changes in the Indian Economy. He found Mr Singh is the bet suitable to handle such a crisis. He was a scholar, played the role of the governor of RBI and also as the Finance Secretary during crucial time. He had a privilege to sign on both Re 1 note and also notes of above Re 1 i.e. both currency notes and bank notes. He was undoubtedly a most suitable person. He became the union finance minister and Rao-Manmohan model was added to the curriculam of the economic students. Our footprints in the globalised economy started from there.

Our economy is not fully opened or fully closed. Rupee is not fully convertible or non convertible. We are at safer side. We are partially insulated and even protected against the lethal effect of the recession. A software engineer in this country earns in lakhs per month, a professional is able to earn a handsome income, banks like SBI, BOB has gone global, and the employees are well paid, the opportunities are huge. We are strong enough and growing stronger day by day. The credit should go to Dr Man Mohan Singh.

He has thousand of good qualities to write. He has done several achievements herever he is- from academics to the Prime Minister Office. Have you ever considered him as a role model? Our mothers tell the story and achievements of Dr A P J Abdul Kalam. We get thrilled by reading the stories of Sri A B Vajapayi. Whenever it comes to Singh we see him with a doubtful eye. It is just because his loyalty towards the fake (to differentiate the borrowed name from the Mahatma) Gandhi family. Without the slavery of the Vishakanya (of Subramaniam Swamy), we know, he could not have achieved the height. This make him a model who was such a bright to gave an economic model and finally bars him from being a role model for Indian youth.

Changed Rain Pattern is a Cause of Worries

From last fifteen days the interior parts of south coastal regions of Karnataka getting heavy rain every day. As the local people tell they never observed such rain during November. They don't forget to mention the change in the rain fall pattern in the region. The rainfall in the Western Ghats is decreased in recent years against the heavy rains during the Monsoon, ten years ago. I have witnessed the holidays to the schools when there was heavy rain. I had not seen the sun for weeks due the rainy clouds in the sky in my village situated middle of the dense forest of western ghats. Last year when I was in Bijapur, a conversional drought hit area of Karnataka also got a good rainfall. One more year back there was flood in the same drought areas. I always felt, definitely the rainfall pattern should have changed. The Malnad, the rainy hills are getting lesser rain and others more.

To support there was a report in The Hindu. The average rainfall of the state is decreased from 1204mm to 1146 mm in recent years. The rainfall in coastal and Malnad areas decreased significantly and that in Kolar, Bangalore, Bidar, Gulbarga and Bijapur like interior areas increased. The average rain fall in Bangalore has increased about 20%. This is due to increase in the pollutants in Bangalore acting as artificial rainfall inducing agents condensing the vapour.

The change in the rainfall pattern is impacting the agricultural system. The sowing and planting of the paddy in the areas of Uttara Kannada is delayed. They usually start harvesting the paddy during Dashera after performing Pooja in the coastal parts and during Deepawali in Malnad Taluks of Uttara Kannada. This year I observed there was lack of grown paddy crop even to do Pooja. When asked for the reason they tell it is because of the delayed sowing which is intern related to the delayed monsoon.

One can mention several reason for this change, adding to the deforestation. But whats is the action plan? Should the people change their way of life and adjust to the new pattern of rain or is there any solution. I found no answer as no one has taken the matter seriously. But definitely it is going to affect the human life in coming years.

Private Banks, Money Laundering and Frauds

Sri K. Kashivishwanath did not know that he owned a mining company. He was unaware of the continuous transactions of crore of Rupees taking place in his bank accounts. Lokayukta reports read "it has been observed that crores of rupees have been deposited in banks and also withdrawn in cash from these accounts. Such illegal money transactions have been further trailed/proceed to accounts in bank of various persons/companies/firms and others."

The same banks which creates an image that they follow a strict KYC norms by asking tens of documents for changing correspondence address legally supports illegal money laundering. One of such bank, without which this article goes incomplete is Axis Bank. Is it possible to do such transactions without the support from the bank? Definitely impossible. The banks named by the Lokayukta report are Hospet and Bellary branches of Axis Bank and

Lakshmi Vilas Bank. Times of India repor

ted "Trail of the company's Axis Bank (Bellary) accounts points to large number of suspicious cash withdrawals in denomination of Rs 9 lakh in the names of persons suspected to be benami"

Couple of years back the same leading private bank had a client Shree Om Sai Nath Car On Rent Pvt ltd. This was a chain market company, which collected a huge amount from the public. Initially cheques were duly paid by the bank. Within a year the account was freezed by the court. The bank could have shown social responsibility and could have saved hard earned money of poor people.

The similar cases also been reported by Belgaum. Sri Sai Multi Service (SMS) was another fraud company involved in the chain marketing with a full banking support from the Axis Bank, collected a huge amount from the public through its account DDs and wannabe fraudster company was raided.

I hope you have not forgotten fraud happened in City Bank in Gurgaon. The main accused of the City Bank Fixed deposit scam Sanjay Gupta of Hero Corporate Services owned two firms G2S and BG finance company. These companies were registered as consulting firms but did not have any offices. Even then these companies had accounts with Axis Bank. Police seized Rs 20 Crores from their Axis Bank account. A company no needs to have an office to open an account with Axis Bank! Finally the state run SBI officials helped the police to find the kingpin of the scam

The fraudster’s relationship with the Axis Bank does not end here. A single google search will though a lot of news of fraud companies having accounts with the Axis Bank. Kadri Police of Mangalore arrested Pravin Shetty who is said to be partner of Global Index Investment Company and seized the account with the Axis Bank. The bank which opened the account of the fraudster company was mentioned and forgotten

These banks are target driven. The top executive put immense pressure on the sales executive. Sales personals bring such customers and accounts of the fraud companies get open in the bank based on the documents submitted by them. They even satisfy the KYC norms according to the present regulation. The will power of the banker to show some social responsibility and serve the society against such frauds can only prevent such fraud accounts. In don’t think you can expect it from private banks that are running behind the numbers.

Note: This article is supported by the various news reports and the author is not influenced to write against the institutions mentioned.

Engineering- the cheapest graduation!

There was a funny line on Malayalis- every corner of the world you can see a Malayali Chai (Tea) Shop. It is no more a funny line. Now you can also see sales persons, every corner of the road, sitting under a big umbrella, giving SIM cards for free with free talk time. I was thinking who would be the next to sell their products like this?

Engineering colleges are all set to sell the degrees at cheap rates! Some institutions have already started selling their cheap products both in quality and price. Offering management seats to candidates from CET quota at the reduced price of Rs 35,000/- supports this. Even then unfilled seats increased from 9,000 in 2010 to 15,000 in 2011. There are more than half of the seats in many new colleges were unfilled when I verified the Karnataka Examination Authority website.

The Hindu had reported that the COMEDK sources said that more than 30 colleges had zero admission in management seats, these colleges have slashed their fees by 50%-60% to attract the students. Even then they failed to fill the vacant seats.

The promotion mix used by these colleges is full of false messages. They have also employed paid survey agencies to give a good rating for their colleges. I have recently seen an advertisement of Reva Institute of Technology, Bangalore claiming it is the Best Private Engineering College in India and the Best Engineering College in Bangalore. Education Expo TV has done this rating from Gurgaon. I can definitely tell my readers that this is not even the best college in its area of 10 km. radius. Another similar college is claiming it is the best college for Entrepreneurship education and also it has 100% placement record. Can both coincide?

I have never seen good college advertising during CET counseling to mislead the students like this. You can see People Education Society advertising its Shimoga college but never PESIT, Bangalore. Mangaloreans listen to the ads of SDM College of Engineering Ujire ‘synonymous for 100% result’, which is a very new college, and only one batch is passed out. But people of Dharwad won’t to SDMIT which is much superior to former one.

Remember, cheap (in quality) engineering degrees won’t stand when you come out of the colleges!